Need to sell a flood damaged house in New Orleans? Get a written cash offer from Bertucci Investment Group. 131 five-star reviews, BBB A+, close on the date you choose. Call (504) 920-4747 or get your cash offer now.
Sell your house fast in any condition, with no commissions, no repairs, and no hidden fees.
By Andrew Rodriguez & Tony Bertucci
If you need to sell a flood damaged house in New Orleans, you are not stuck choosing between a huge repair bill and a listing that sits for months. Bertucci Investment Group buys flooded homes as-is across Jefferson Parish, Orleans Parish, and St. Tammany, with a written cash offer and a closing date you pick. We first wrote this guide after Hurricane Francine pushed water into homes across the region in September 2024. We refreshed it for 2026 because the same questions come up after every storm and every downpour that overwhelms the drainage pumps.
What Flood Damage Really Costs a New Orleans Homeowner
The water is the problem you can see. The expensive part is what happens in the days after. Wet drywall, insulation, and subfloors can start growing mold within 24 to 48 hours in our humidity. Electrical panels and outlets that sat in water usually need an electrician to sign off before power comes back on. Raised homes in Metairie and Uptown can hide damage in the crawl space, piers, and ductwork, while slab homes in Kenner, Harvey, and New Orleans East often lose flooring, cabinets, and the bottom few feet of every wall.
After a big storm, every contractor in the metro is booked at once. Labor and material costs climb, and a job that should take six weeks can drag on for six months. Meanwhile you are still paying the mortgage, insurance, utilities, and property taxes on a house you may not be able to live in.
Why Selling a Flooded House the Traditional Way Is Hard
Listing a flood damaged house in New Orleans with an agent usually means one of two things. Either you fix everything first, or you list it as-is and wait for a buyer who can get a loan on a damaged property. Most conventional, FHA, and VA lenders will not finance a home with active water damage, missing drywall, or mold, so your buyer pool shrinks to cash investors anyway.
Louisiana sellers are also expected to disclose known flooding on the state property disclosure form. That is the right thing to do, but it means every retail buyer will ask about the flood, order inspections, and often renegotiate or walk away. Homes in a FEMA flood zone can also run into the substantial damage rule, which may require elevation or other upgrades before a heavily damaged house can be rebuilt.
How to Sell a Flood Damaged House in New Orleans for Cash
Selling as-is to a local cash buyer removes the repair step, the financing step, and most of the waiting. Here is how it works with Bertucci Investment Group:
- Call or submit the form. Tell us the address and what happened. Call 504-920-4747 or use the form on this page.
- We walk the property. One visit, no cleanup required. You do not need to tear out drywall or haul off damaged furniture first.
- Get a written cash offer. No obligation, no fees, no commissions.
- Pick your closing date. We close with a local title company on the date you choose, including later if you need time to move.
- Leave what you do not want. Take what matters to you and leave the rest. We handle the cleanout.
We Buy Flooded Houses in Jefferson Parish, Orleans Parish, and St. Tammany
Our office is at 128 Colby St in Metairie, and we buy flood damaged houses throughout the metro. In Jefferson Parish that includes Metairie, Kenner, Harvey, Marrero, and Gretna; see our Jefferson Parish page for the full list. In Orleans Parish we buy in Lakeview, Gentilly, Mid-City, New Orleans East, and every other part of New Orleans. On the Northshore we buy in Slidell, Mandeville, and Covington.
Single-family homes, doubles, shotguns, raised cottages, and small multifamily buildings all qualify. So do houses with open or denied insurance claims, past-due taxes, or inherited title that still needs a succession. If your claim was denied or underpaid, read our guide on selling a Louisiana house after a denied insurance claim.
Should You Repair or Sell Your Flooded Home?
Repairing makes sense if the damage is limited, your insurance payout covers the work, you have the time to manage contractors, and you plan to stay. Selling as-is often makes more sense if:
- Repair estimates are bigger than your insurance check or savings can cover
- The house sits in a flood zone and may need to be elevated
- You already moved out and are paying for two places
- The home was inherited or is a rental you no longer want to manage
- You want a clean break before the next hurricane season
We will give you a cash number either way, so you can compare it with your repair estimate and decide with real figures in front of you.
FAQ: Selling a Flood Damaged House in New Orleans
Can I sell a flood damaged house in New Orleans without making repairs?
Yes. We buy flooded homes as-is, including houses with mold, gutted walls, warped floors, or damaged electrical systems. You do not need to clean, repair, or remove belongings before you sell.
How fast can I sell my flooded house for cash?
You get a written cash offer after our walkthrough, and you pick the closing date with a local title company. If you need more time, you choose a later date.
Do I have to disclose flood damage when I sell in Louisiana?
Louisiana sellers are expected to disclose known flooding on the state property disclosure form. When you sell to us, we already know the house flooded, so the disclosure does not turn into a deal breaker.
What if I still have an open or denied insurance claim?
You can still sell. Many owners sell while a claim is open or after it was denied or underpaid. Ask your adjuster or attorney how any remaining claim money is handled, and we will work around that timeline.
Do you buy flooded houses in Jefferson Parish and St. Tammany?
Yes. We buy throughout Jefferson Parish, Orleans Parish, and St. Tammany, including Metairie, Kenner, Harvey, Gretna, Slidell, and Mandeville.
Are there fees or commissions when I sell to Bertucci Investment Group?
No. There are no agent commissions and no fees from us, and we cover normal closing costs.
What happens to my mortgage if I sell my flooded home?
Your mortgage is paid off at closing from the sale proceeds, just like any other sale. If you owe more than the cash offer, call us and we will walk through your options before you commit to anything.
Get a Cash Offer on Your Flooded House Today
If you need to sell a flood damaged house in New Orleans, Metairie, or anywhere in Jefferson Parish, call Bertucci Investment Group at 504-920-4747 or fill out the form on this page. We are a local Metairie team, and we will get you a written cash offer.